Can Supplemental Life Insurance be added for myself and/or my eligible dependents during Open Enrollment?

Yes. Employees may elect Supplemental Group Term Life insurance for themselves of one to five times their annual salary to a maximum of $1 million. Also, employees may elect Supplemental Group Term Life insurance for their legally married spouse/eligible domestic partner in increments of $10,000, up to a maximum of $250,000, but not to exceed 100 percent of the amount of additional life the employee could elect. 

IMPORTANT NOTE: If your spouse/domestic partner is also an employee of Kent State, they are not eligible to be covered under the Supplemental Dependent Life InsuranceFor further details, please visit the certificate links below. Any new enrollments or increases to your current supplemental group term life insurance will be subject to medical evidence of insurability (EOI).  The deadline for submitting an EOI for the Open Enrollment 2025 is November 22, 2024.  

Lastly, Supplemental Dependent Child Life Insurance is available for eligible dependent children under the age of 25 in the amount of $10,000 coverage for each eligible dependent child and is available for only $1 per month--no matter how many children you have. No EOI is needed for this benefit.  

IMPORTANT NOTE: If the spouse/domestic partner are both employed by Kent State, only ONE employee may enroll the child for the Supplemental Dependent Child Life Insurance. For further details, please visit the certificate links below.

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