A working spouse fee/domestic partner fee will be applied each pay for employees providing medical coverage to a spouse or domestic partner who is employed full-time, eligible for group health care coverage through their employer and elects not to enroll.

You might be eligible to waive that fee if your spouse/domestic partner is:

If you have dependents to be added to your elections, you must submit a Dependent Verification Form (PDF) along with supporting documentation.  If adding a spouse, a copy of the marriage certificate is needed and if adding a child, a copy of the birth certificate(s) is needed.  If you are adding a domestic partner, you must complete the application for Domestic Partner.

Kent State health insurance premiums are deducted from your paycheck twice monthly. The cost of these premiums is determined by your salary, the number of pays you’ll receive annually, and whether you are selecting single or family coverage.

Below is the contribution table, where you can see what you should expect to pay in monthly premiums, based on which Medical Mutual plan you choose.

2025 CONTRIBUTION TABLE (PDF)

Full-time classified and unclassified employees may elect to participate in either the Ohio Public Employees Retirement System (OPERS) or an Alternative Retirement Plan (ARP). 

Full-time faculty members may elect to participate in either the State Teachers Retirement System (STRS) or an ARP. 

Part-time classified and unclassified employees must participate in OPERS and part-time faculty must participate in STRS. 

Kent State partners with Securian Financial (Minnesota Life) for life insurance policies and some optional benefits like accidental death & dismemberment and group term supplemental life insurance.

We also partner with Unum for long-term disability insurance.

If you select the PPO medical insurance plan option, you can register for a Flexible Spending Account.

Relevant Forms

Opting into medical insurance includes the following forms of coverage:

WHEN TO WATER 

Carter Kline, a senior finance and economics major, will pitch When to Water.