Medical 2027
Note: The information provided on this page is intended to assist you with making decisions on your open enrollment selections. When you are ready to make your selections, you will do so using DynamicForms. You can access the form using the following steps:
- Log in to FlashLine
- Navigate to your Employee Dashboard
- Look for Top Employee Resources. The benefits selection form will be the first item listed starting Oct. 12.
Medical Mutual will continue as administrator of Kent State’s Employee health insurance plans for 2027. They have provided a website dedicated to Kent State, where you can search for in-network providers, read frequently asked questions, watch videos regarding Medical Mutual online tools and resources and more.
All non-bargaining and AFSCME benefits-eligible employees have a choice between the following plans:
- 85/60 PPO
- High Deductible Health Plan (HDHP)
- MedFlex Plan
All KSUFA benefits-eligible employees have a choice between the following plans:
- 85/60 PPO
- High Deductible Health Plan (HDHP)
All three plans include Prescription and Vision coverage in their premiums, and all plans include preventive care covered at 100% with in-network providers – NO COST to you! Some examples of preventive care services are annual exams, immunizations and preventive screenings.
COMING SOON: Stay tuned for the 2027 Plan Booklet.
2027 Plan Overviews
85/60 Health Plan
The 85/60 health insurance plan offers a lower deductible, but a higher monthly premium. The plan covers preventive annual exams, immunizations, and preventive screenings at no cost to the employee.
High Deductible Health Plan (HDHP)
The High Deductible Health Plan (HDHP) has a higher deductible and lower monthly premiums than a typical health plan like the university’s 85/60 PPO plan. If you would typically choose your health plan by premium cost, be sure you understand the tradeoff for a lower monthly premium. The HDHP requires you or your family to pay the full cost of your health care, including your medications, until you reach a fixed dollar amount. This is called your plan’s annual deductible.
MedFlex Plan
MedFlex is designed to provide an additional, lower-premium medical-plan option for eligible non-bargaining and AFSCME employees who are comfortable receiving routine, non-emergency care through a focused network of participating providers and facilities. MedFlex generally does not provide coverage for non-emergency care received outside the MedFlex network. Employees who choose an out-of-network provider or facility for non-emergency care may be responsible for the full cost of services. Learn more about the MedFlex Plan in this informational video.
