• Preventive care is covered 100% with in-network providers
• Lower monthly premiums
• Deductibles:
  • KSUFA deductible for in-network providers: $3,400 for single coverage and $5,400 for family coverage.
  • AFSCME deductible for in-network providers: $3,400 for single coverage and $5,400 for family coverage.
  • Non-bargaining deductible for in-network providers: $3,400 for single coverage and $6,000 for family coverage.
• No Coinsurance for in-networ

New Employees have 31 days to enroll from their date of hire. If you do not select a plan within that time, you default into "refused coverage" status and you cannot select a plan until open enrollment, or until a qualifying life event occurs. Simply put, TAKE ACTION! Review your benefits offerings and select a plan that works for you and your family.

• Preventive care is covered 100% with in-network providers
• Higher monthly premiums
• Deductible for in-network providers: $300 for single coverage and $600 for family coverage.
• Coinsurance for in-network providers: 15%
• Office co-pays for non-preventive healthcare services:
  • $15 for primary care doctors
  • $30 for specialists
  • Co-pays do not go toward meeting your deductible
• Out of Pocket Maximum for in-network providers
  • $1,500 for single coverage ($1,200 KSUFA)
  • $3,000 for family coverage ($2,

If you opted out and later lost insurance coverage, you can enroll in Kent State's plans under a Qualifying Event. A qualifying event is a major life event such as loss of insurance coverage, birth, adoption, marriage, and/or divorce. Qualifying life events may make you eligible to enroll in benefits or make changes to your benefits outside of the annual open enrollment period. Just email benefits@kent.edu within 31 days of the qualifying event to enroll or make any necessary chang