Coverage highlights of the High Deductible Health Plan (HDHP)

  • Preventive care is covered 100% with in-network providers
  • Lower monthly premiums
  • Deductibles:
    • KSUFA deductible for in-network providers: $3,400 for single coverage and $5,400 for family coverage.
    • AFSCME deductible for in-network providers: $3,400 for single coverage and $5,400 for family coverage.
    • Non-bargaining deductible for in-network providers: $3,400 for single coverage and $6,000 for family coverage.
  • No Coinsurance for in-networ

Coverage highlights of the 85/60 plan

  • Preventive care is covered 100% with in-network providers
  • Higher monthly premiums
  • Deductible for in-network providers: $300 for single coverage and $600 for family coverage.
  • Coinsurance for in-network providers: 15%
  • Office co-pays for non-preventive healthcare services:
    • $15 for primary care doctors
    • $30 for specialists
    • Co-pays do not go toward meeting your deductible
  • Out of Pocket Maximum for in-network providers
    • $1,500 for single coverage ($1,200 KSUFA)
    • $3,000 for family coverage ($2,
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