• Preventive care is covered 100% with in-network providers
• Lower monthly premiums
• Deductible for in-network providers: $3,300 for single coverage and $5,400 for family coverage.
• No Coinsurance for in-network providers
• No Co-pay
• Opportunity to invest in a Health Savings Account (HSA)
  • Contribution is taken pre-tax
  • Kent State contributes to all employee HSAs:
    • $1,300 for single coverage
    • $2,000 for family coverage
    • available after the first payroll of the year!
  • Funds roll over year-t

• Preventive care is covered 100% with in-network providers
• Higher monthly premiums
• Deductible for in-network providers: $300 for single coverage and $600 for family coverage.
• Coinsurance for in-network providers: 15%
• Office co-pays for non-preventive healthcare services:
  • $15 for primary care doctors
  • $30 for specialists
  • Co-pays do not go toward meeting your deductible
• Out of Pocket Maximum for in-network providers
  • $1,500 for single coverage ($1,200 AAUP)
  • $3,000 for family coverage ($2,4

The Healthcare Comparison Modeler is pending for the 2025 plan year and will be available soon to help with comparing your healthcare options.

Those employees providing medical coverage to a spouse or domestic partner may be subject to the Working Spouse/Domestic Partner fee. This will automatically be added to your health insurance payroll deduction each pay. The fee may be waived if your spouse/partner meets any of the following criteria: